# How It Works

Deposit funds to earn interest. The interest rate is set in a predetermined way, depending on utilisation of a particular asset. The higher the utilisation rate of a particular asset, the more it costs to borrow it.

Deposited funds generate interest and can be used as collateral for margin lending at the same time.

Watch out for your Loan Health to make sure there is always enough collateral to prevent liquidation. Loan Health will vary with market prices.
